Terms and Conditions for Megan Bowers Photography
Effective Date: November 25, 2025

By accessing or using meganbowersphotography.com, you agree to these Terms & Conditions. If you do not agree, please do not use our website.

1. Use of Website

You agree to use our website for lawful purposes only and in a way that does not harm our business or other users.

2. Intellectual Property

All content, images, graphics, text, logos, and designs on this site are owned by Megan Bowers Photography and are protected by copyright law.
You may not copy, screenshot, download, or use any content without written permission.

3. Photography Services

All photography sessions require:
• A signed contract
• A paid retainer
• Compliance with MBP policies

Session fees, pricing, and offerings may change at any time.

4. Products & Digital Downloads

All digital files, products, and prints are non-refundable once delivered.

5. Links to Third-Party Sites

We may link to external sites. We are not responsible for their content or practices.

6. Limitation of Liability

Megan Bowers Photography is not liable for:
• Website downtime
• Loss of data
• Third-party service issues
• Errors, delays, or omissions

You agree to use this site at your own risk.

7. Payments

Payments for sessions or products are processed securely through third-party processors.
We do not store full payment information.

8. Governing Law

These Terms are governed by the laws of the State of Kansas.

9. Updates to These Terms

We may update these Terms at any time.
The updated date will always appear at the top.

10. Contact

Questions about these Terms can be sent to:
megan.bowers.images@gmail.com